Vol. 1.0.0

Democratic Denialism About The Uninsured Costs Lives

by Christopher Skyi on August 27, 2009

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Democrats Misuse Statistics about the of Uninsured

Democ­rats Mis­use Sta­tis­tics about the of Uninsured

Democ­rats Mis­use Sta­tis­tics about the Num­ber of Uninsured

Democ­rats rou­tinely and grossly mis­use sta­tis­tics and “sta­tis­tics” about the num­ber of unin­sured in the U.S. is no excep­tion. They do this, of course, to push for greater gov­ern­ment involve­ment in health care — see Con­ser­v­a­tive Denial­ism And The Unin­sured:

One tac­tic fre­quently used by the right to jus­tify oppo­si­tion to solv­ing prob­lems is to dis­tort the facts to claim the prob­lem does not exist. This is seen on a vari­ety of issues from global warm­ing to health care. They often down play the seri­ous­ness of hav­ing tens of mil­lions who are unin­sured or under-insured by giv­ing false accounts of these num­bers, with these dis­tor­tions fre­quently repeated on con­ser­v­a­tive blogs.

Scores of well-designed stud­ies have shown that unin­sured peo­ple are more likely than insured peo­ple to die pre­ma­turely, to have their can­cers diag­nosed too late, or to die from heart fail­ure, a heart attack, a stroke or a severe injury. The Insti­tute of Med­i­cine esti­mated in 2004 that per­haps 18,000 deaths a year among adults could be attrib­uted to lack of insurance.

The oft-voiced sug­ges­tion that the unin­sured can always go to an emer­gency room also badly mis­un­der­stands what is hap­pen­ing. By the time they do go, many of these peo­ple are much sicker than they would have been had insur­ance given them access to rou­tine and pre­ven­tive care.

So how many unin­sured peo­ple are out there, fac­ing those risks? The most fre­quently cited esti­mate, 45.7 mil­lion in 2007, comes from an annual cen­sus sur­vey. That num­ber was down slightly from the year before, but given the finan­cial cri­sis, it is almost cer­tainly ris­ing again.

Break­ing The Unin­sured Num­bers Down

Vol­un­tar­ily unin­sured. A closer look at the 2006 cen­sus sur­vey shows that almost 18 mil­lion of the unin­sured make more than $50,000 a year. And almost 10 mil­lion of them have an income of more than $75,000 a year. In other words, 38 per­cent of the U.S. unin­sured pop­u­la­tion earn more than $50,000 per year.

Demo­c­ra­tic crit­ics of this sta­tis­tic cor­rectly point out that many of these peo­ple live in “house­holds” that are groups of low-wage room­mates or extended fam­i­lies liv­ing together. Their com­bined incomes may reach $50,000 — $75,000, but they can­not pool their resources to buy an insur­ance pol­icy to cover the whole group. The exact per­cent­age of the 18 mil­lion who are in such groups isn’t known (or at least I can find it), but I sus­pect (until proven oth­er­wise) that such indi­vid­u­als are unlikely to com­prise a sig­nif­i­cant per­cent­age (e.g., 25–33%) of the total. But for argument’s sake, let’s assume a per­cent­age of 25% (i.e., about 4.5 mil­lion), so that leaves 13.5 mil­lion “vol­un­tar­ily uninsured.”

Unin­sured non-citizens. The 45.7 mil­lion “Amer­i­cans” include large num­bers of non-citizens who replied to the Cen­sus Bureau sur­vey. In fact, the Cen­sus Bureau’s break­out shows that more than 10 mil­lion of the peo­ple con­sid­ered unin­sured by the U.S. gov­ern­ment aren’t U.S. cit­i­zens at all. Since no ver­sion of the cur­rent health care reforms on the table will insure non-citizens, we can sub­tract 10 mil­lion from the 45.7 mil­lion leav­ing 35.7 mil­lion cit­i­zens unin­sured at any one time. 13.5 mil­lion are “vol­un­tar­ily unin­sured,” so that leaves 22.2 mil­lion “invol­un­tar­ily unin­sured” at any given time.

The Work­ing Poor. The Kaiser Fam­ily Foun­da­tion esti­mates that more than 80 per­cent of the unin­sured come from fam­i­lies with full-time or part-time work­ers. They often can­not get cov­er­age at work or find it too expen­sive to buy. “They surely deserve a help­ing hand” intones the NYTimes (The Unin­sured).

Well, in fact, they do have a help­ing hand: The United States gov­ern­ment already offers many in this very group a big hand up. As many as 14 mil­lion of the 45.7 mil­lion unin­sured— poor and low-income Americans—are fully eli­gi­ble for gen­er­ous gov­ern­ment assis­tance pro­grams like Medicare, Med­ic­aid, and SCHIP. The prob­lem is, they’re just not enrolling in these programs.

You may think that a poor sin­gle mom with three chil­dren liv­ing in South Cen­tral Los Ange­les is among the unin­sured, but in fact, she is eli­gi­ble for Med­ic­aid, as are her chil­dren.… Because Med­ic­aid and children’s health pro­grams allow patients to be signed up lit­er­ally in the [emer­gency room], these indi­vid­u­als could be cov­ered; they just choose not to do the paper­work. (David Gratzer, “What Health Insur­ance Cri­sis?” Los Ange­les Times,August 29, 2004).

As it turns out, a 2008 study by the George­town Uni­ver­sity Health Pol­icy Insti­tute shows that a whop­ping 70 per­cent of unin­sured chil­dren are eli­gi­ble for either Med­ic­aid, SCHIP, or both pro­grams (Reach­ing Eli­gi­ble but Unin­sured Chil­dren in Med­ic­aid and SCHIP, Wash­ing­ton DC: George­town Uni­ver­sity Health Pol­icy Institute,Center for Chil­dren and Fam­i­lies, March, 2008).

In jus­ti­fy­ing his national health care plan, Barack Obama often com­plains that “nearly eight mil­lion chil­dren” lack health insur­ance. What he doesn’t tell you is that six mil­lion of those chil­dren are cur­rently unin­sured for no rea­son other than the fact that they have not been enrolled in avail­able pro­grams.

For far too many lib­er­als, the issue of peo­ple who fall through the cracks of exist­ing pro­grams that sup­pos­edly already enti­tle them to health insur­ance is an unac­knowl­edged prob­lem — unac­knowl­edged per­haps, because there’s no easy gov­ern­ment solu­tion. As Sally Pipes points out in The Top Ten Myths of Amer­i­can Health Care:

Can we really argue that such peo­ple don’t have health insur­ance? Have we reached a state where the gov­ern­ment has to force peo­ple to show up for a free lunch? If 14 mil­lion eli­gi­bles aren’t avail­ing them­selves of tax­payer­funded cov­er­age, then why should we think that a still big­ger gov­ern­ment health care bureau­cracy will solve the problem?

Who’s left? | Demo­c­ra­t­ics Ignore the Hope­lessly Unin­sured Cost­ing Lives

Okay. So there are sup­pos­edly 45.7 mil­lion uninsured.

But 13.5 mil­lion earn $50,000 — $75,00, more than enough to pay for basic insurance.

More than 10 mil­lion aren’t U.S. citizens.

And as many as 14 mil­lion qual­ify for gov­ern­ment pro­grams like Medicare, Med­ic­aid, and SCHIP. Obvi­ously, there’s some over­lap in these num­bers. But the crit­i­cal ques­tion is—who’s left over? Assum­ing no over­lap, I come up with about 8.2 mil­lion hope­lessly unin­sured. I’m not sure how to esti­mate the over­lap, but with over­lap, let’s assume 12–14 mil­lion hope­lessly uninsured.

So these are peo­ple who really do fall through the cracks. These are the chron­i­cally unin­sured work­ing poor. They are peo­ple who hold down jobs and strug­gle to sup­port fam­i­lies. They earn less than $50,000 per year, but too much to qual­ify for gov­ern­ment help. And because insur­ance is so expen­sive, they sim­ply can’t afford it, and they really do need help:

Scores of well-designed stud­ies have shown that unin­sured peo­ple are more likely than insured peo­ple to die pre­ma­turely, to have their can­cers diag­nosed too late, or to die from heart fail­ure, a heart attack, a stroke or a severe injury. The Insti­tute of Med­i­cine esti­mated in 2004 that per­haps 18,000 deaths a year among adults could be attrib­uted to lack of insur­ance. (The Unin­sured).

So what do lead­ing so called “advo­cates” of the unin­sured pro­pose? They pro­pose more gov­ern­ment involve­ment in a hasty and ill con­ceived health care reform bill that would not only FAIL to rein in the sky­rock­et­ing cost of gov­ern­ment health pro­grams, par­tic­u­larly Medicare, but the mea­sures would pile on an expen­sive new pro­gram to cover the unin­sured, 14 mil­lion of which fail to take advan­tage of exist­ing pro­grams.

Any real hon­est attempt to solve the unin­sured prob­lem would focus on this nar­row slice of the 45.7-million pie, the roughly 12–14 mil­lion hope­lessly unin­sured, a much eas­ier prob­lem to solve, and one that would have a much bet­ter chance at con­trol­ling cost.

But no — lib­eral ide­ol­ogy is at stake. Health care is “right,” and the top pri­or­ity is get­ting gov­ern­ment involved in health care as much as pos­si­ble, ide­ally to the exclu­sion of all pri­vate options (note that the CBO con­cludes that the cur­rent “pub­lic plan” as is would not kill the pri­vate insur­ance mar­ket, so the goal of an total gov­ern­ment takeover of health care will have to wait). Demo­c­ra­t­ics could advo­cate directly for the 12–14 mil­lion hope­lessly unin­sured, the 18,000 deaths a year attrib­uted to lack of insur­ance, but they don’t.

Why not? Because that’s not really the point and focus of lib­eral health care reform —it’s not pri­mar­ily about lives, it’s about a strat­egy to get to a sin­gle payer sys­tem, by hook or by crook. That’s what’s at stake:

A BIG Hat Tip to Sally C. Pipes of the Pacific Research Insti­tute for sup­ply­ing all of the research sources used in this post. Be sure to check out her ter­rific book, The Top Ten Myths of Amer­i­can Health Care.


The Real Goal of Demo­c­ra­tic Health Care Reform

See also:

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